Rafic Fahs is a highly experienced strategic risk management leader with a strong background in all types of risk, including model risk, and extensive quantitative expertise across all asset classes and model types. He has a track record of transforming modeling capabilities using innovative processes, advanced software, and AI/ML techniques. Fahs is currently the Chief Model Risk Officer at Fifth Third, having previously held the same role at Santander US, where he successfully built a model risk management function and repaired damaged relationships with regulators. Prior to Santander, Fahs was the head of Global Consumer Model Development center of excellence at GE and held senior executive positions in Model Development and Model Risk Management at JPMorgan Chase. He holds a Ph.D. in Econometrics and an M.S. in Mathematics and Statistics from Washington State University.