Charlene Bian is Head of Moody’s Analytics Banking Risk and Finance Solutions, helping banks address critical risk and finance missions with decision intelligence. She has served multiple leadership roles in New York, Hong Kong, and Shenzhen, including Managing Director of Product Strategy for Predictive Analytics. There, she led the strategy and delivery of EDF-X, Moody’s flagship credit analytics product, and Head of Executive Programs to the President of Moody’s Analytics, supporting the executive team on global growth and strategy prioritization.