Christopher Sadej

Risk Specialist - The OCC

Christopher Sadej is a National Bank Examiner and Risk Specialist in the Treasury & Market Risk policy group in Bank Supervision Policy. He has experience assessing market risk in banks of all sizes. As a member of the Treasury & Market Risk policy group he is responsible for regulatory policy oversight of investment securities bank owned life insurance liquidity risk and interest rate risk for national banks and federal savings associations. He develops risk analytics develops and administers training and assists with policy development and interpretation.  

 

All Sessions by Christopher Sadej

11:40 - 12:15

DEPOSITS

Optimizing deposit strategies and reducing run off within the dynamic market

  • Determining a proper deposit run off
  • Reviewing strength of client relationships to reduce run off
  • Identifying deposit mix from clients
  • Understanding the stickiness of deposits
  • Holding liquidity against deposits in case of a rapid move
  • Managing the cost of deposits and also yielding loans
  • Understanding the potential for rapid deposit outflows under stress
  • Analyzing enough historical data to understand customer behaviour
  • Mitigating the risk of false stability from historical data reliance
  • Managing the risk of change in customer behaviour with increased interest rates