Ryan Wernil

SVP; Head of ALM Forecast & Consolidated Reporting, U.S Bank

Ryan Wernli is a finance leader with a background spanning multiple areas of corporate finance and corporate treasury, including asset liability management, interest rate risk, and funds transfer pricing. He is currently Head of ALM Forecast & Consolidated Balance Sheet / NII Reporting & Analytics at U.S. Bank, where he leads the team responsible for multi-year baseline forecast of the bank’s balance sheet, NII, and NIM. Prior to joining U.S. Bank, Ryan spent eight years at Bank of America in a variety of corporate treasury roles. He holds a B.S.B.A. in Finance from the University of North Carolina at Charlotte.

All Sessions by Ryan Wernil

11:35 - 12:10

LOAN GROWTH

Projecting and achieving loan growth with high economic uncertainty

  • Understanding how the shift in business investment behaviour is impacting on loan demand
  • Reviewing approaches to scenario modeling for earnings sensitivity with and without loan growth
  • Addressing the disconnect between optimistic loan growth targets and real-world performance under economic uncertainty
  • Understanding the challenges of weak customer demand and competition
  • Assessing the risks of aggressive pricing and credit loosening in a competitive loan market
  • Navigating regulatory scrutiny amid shifting loan portfolio risk profiles
  • Discussing strategies for disciplined, profitable loan growth in a constrained environment